Sunday, 6 March 2011

Brief Comparison between United Kingdom and Malaysian Education System

Education has various definitions and meanings. According to Cambridge Advanced Leaner’s dictionary, education is the process of teaching or learning in a school or college or the knowledge that you get from the school or college[1]. Education is very important for a society to make sure that the country is well developed and harmony. There are many books and journals discuss about the purposes of education. According to Airil Haimi Adnan and Edwin Smith (2001) there are seven main social functions of education. The social functions of education are as follow[2]:

  1.   Development; to ensure the development of society for the modern world
  2.  Political; to uphold the current political system and maintain the loyalty to it.
  3.     Value function; education as a medium to promote a society norms and values.
  4.     Identity function; education as a medium to create a national Identity and harmony society
  5.  Stratification function; education as a medium to select the more able from the society as a whole using a meritocratic principles.
  6. Economic function; to produce a human capital that can stimulate the economic growth and bring wealth to the nation.
  7. Socialisation function; education act as a medium for the kids to socialise with each other.


Both United Kingdom and Malaysia’s education policy are trying to address all the functions of education above. In this essay I am going to compare the education system between United Kingdom and Malaysia. I also going to discuss about how both country can learn from each other. The similarities and differences in terms of the structure of school system are also discussed in this essay.

The basic structure of education system in United Kingdom and Malaysia is almost similar. Education system in United Kingdom consists of three stages where each stage can be subdivided. Meanwhile, Malaysian education system can be divided into four stages which also later can be subdivided.

United Kingdom education consists of pre-compulsory, compulsory and post compulsory education. Pre-compulsory education can include playschool, kindergarten, nursery, pre-prep and reception. Pre- compulsory stage is for kids at the age five years old and below. Class for Kids who attend primary school at the age of four is called reception class.

Compulsory stage can be divided into two, primary and secondary school. Primary school is for kids at the age of five to eleven years old. The national curriculum for primary school is called key stage 1 (age five to seven years old) and key stage 2 (age seven to eleven years old) [3].

Before 2010, primary school students were required to take National Curriculum Assessment (Sats) examination. However, in April 2009, National Union of teacher (NUT) voted to boycott the Sats exam for primary school starting 2010 onwards. Even though some school still doing the sats exam, the result were not handed to the government. According to Christine Blower, the acting secretary of NUT, there is overwhelming evidence that Sats damage the education of children, supported by evidence linking them to deterioration in children health[4].

Meanwhile, secondary school in United Kingdom can be divided into two key stages, key stage 3(age 11 to 14) and key stage 4 (age 14 to 16). At the end of key stage 4 (year 11) students are required to take GCSE examination. Sats examination at the end of key stage 3 was abolished by government in 2008. Teachers and parents praised the education secretary, Ed balls (now shadow chancellor of exchequer) and describe the decision as the first sensible decisions that Mr Balls had done. The decisions to abolish the examination also get a support from the members of opposition party. Mr Balls described that Sats exam for key stage 3 is less relevant as parents and teachers already have GCSE and A-level to measure the standard[5].

As United Kingdom reform the education system to be fewer exams oriented, so do the Malaysian. Malaysian formal education starts at the age of four or five years old. This level is called pre-school level and equivalent to reception class in United Kingdom.  Pre-school is considered to be a preparation for kid before they enter primary school.

Children in Malaysia are required to spend six years in primary school. Primary school in Malaysia is for children at the age of seven to twelve years old. At the end of primary school, pupils were required to take primary school assessment (UPSR). On June 2010, Minister of education, Mr Muhyidin Yasin, announced government plan to abolish UPSR[6]. However, a lot of people including the government backbenchers opposed the idea. One of the parties in the government coalition, Malaysian Chinese Association (MCA) did not agree with this plan but suggested that the format of the UPSR might be change to create an education that is more holistic[7]. Finally on October 2010, Minister of education announced that the UPSR examination will be retained but there will be a changes in the format of the exam as suggested by the Malaysian Chinese Association.

Meanwhile, secondary school in Malaysia consists of two stages, lower form and upper form.  Lower form (form 1 to form 3) is for students at the age of 13 years old to 15 years old, while upper form (form 4 to form 5) is for students at the age of 16 to 17 years old. There will be a lower form examination at the end of form 3, and Malaysia Education Certificate (SPM) examination at the end of form 5. However, the government decided to abolish the lower form examination (PMR) on October 2010. The change in lower form examination and primary assessment (UPSR) will take change starting from 2016[8]. The decision to abolish any examination in Malaysia gets a mixed reaction from the people. Some people against it simply because they already used to the examination based system and claiming that the government change the education system too often. In my opinion, the government decision to reform the education system is correct because according to Airil Haimi and Edwin Smith, the examination based system restricted the full potential for development in society where the students only focus to success in examination and not the using the knowledge in real life.

For the post secondary education, there are a similarities and differences between United Kingdom and Malaysia. After secondary school in United Kingdom, students will enter a six form college to study As level and A level. The same system is practice in Malaysia where students study in 6th form (lower and upper form) after SPM examination. However, In Malaysia, there is another system which is called a Matriculation system that works differently from the 6th form system. Students will study in Matriculation College where the college use the university style teaching system. Student that gets good result in SPM will study in one year programs while other student will study in two years programs. One year programs allow student to enter the university earlier those students who study in 6th form and two years matriculation program[9]. However, students will face more difficulties because they are required to finish a lot of syllabus in a short period of time.

Based on the comparison above, there is huge evidence of political influences in education system for both countries. Teacher Union in United Kingdom play an important role to make sure that the government decision is the best for the children and the society. Teacher Union in Malaysia should be more proactive and play an important role advising the government in the issues of education. Malaysia government should hear the voice of the teacher and consult with the teacher union before deciding a new policy in education. By doing that, the government will come out with the decision that is good for everybody especially the children, teachers and schools.

In the other hand, United Kingdom should give a huge priority to students in all level. In Malaysia for example, most of the budget allocation for 2011 is spent for education. This includes MYR 6.4 billion to upgrade schools and MYR 29.3 billion for strengthening and training in education[10]. The recent decision by the coalition government to increase the tuition fees in university up to £9000 is going to burden the university students in England. According to the Shadow business secretary, it was unfair to charge the student for the cost of their degree, and the labour will oppose any decision to increase the tuition fees[11].

In conclusion, although both United Kingdom and Malaysia education system are not perfect, both governments are trying to address all the functions of education in their policy. The teachers can help the government to make decision regarding the education through the teacher union. Cooperation between the government and teacher could produce a better education system in the future.


Note: I wrote this essay during the first semester of my teaching course. I post it on this site just to share some of the works that I did during my study. I currently working on other assignment and quite busy with my second school placement. I plan to write a post about geography of the Moon but it seems that I still dont have a time to do it. Hopefully I will be able to post it by the end of March. May God make it easy for me.....


References

[1]Cambridge Advanced Leaner’s Dictionary, Cambridge University Press 2010, < http://dictionary.cambridge.org/dictionary/british/education>
[2]  Airil Aimi Adnan and Edwin Smith, ‘The social function of education in a developing country: the case of Malaysian schools and the role of Malaysian Teacher’, Intercultural education, Vol 12, No 3, 2001, pp. 327.
[3] ‘Education in England and Wales’, Aspire Aimhigher South east London, 13 June 2005, view on 30 October 2010, < http://www.aspire-aimhigher.ac.uk/component/option,com_docman/task,doc_details/gid,51/ >
[4] Nicola Woolcock, ‘ The teachers and Head unite to force abolition on Sats’, Times online Sunday, 11 April 2009, view on 30 October 2010, < http://www.timesonline.co.uk/tol/life_and_style/education/article6074231.ece >
[5]  Graeme Paton and Matthew Moore,’ Sats for 14- year olds abolished: teacher and parents praised decision’, The Telegraph, 15 October 2008, view on 23 october 2010, < http://www.telegraph.co.uk/education/primaryeducation/3199156/Sats-for-14-year-olds-abolished-Teachers-and-parents-praise-decision.html >
[6] ‘UPSR and PMR may be abolish’, The Star Online, June 2010, View on 23 October 2010, < http://thestar.com.my/news/story.asp?sec=nation&file=/2010/6/20/nation/20100620133714 >
[7] ‘MCA supports abolishing PMR exams but wants UPSR retained with changes’, Malaysian Chinese Association Online, July 2010, view on  30 October 2010, < http://www.mca.org.my/en/mca-supports-abolishing-pmr-exams-but-wants-upsr-retained-with-changes%C2%A0/ >

[9] ‘Education System’, Ministry of Education Malaysia, 2010, view on 30 October 2010, <http://www.moe.gov.my/?id=85&lang=en >
[10] ‘Education in Malaysia Budget 2011’, Education Talk, 17 October 2010, view on 2 November 2010, < http://www.edu-talk.net/2010/10/financial-aid/scholarship/education-in-malaysia-budget-2011/ >
[11] Sean Coughlan, ‘ Student face tuition fees up to £9000’, BBC online, 3 November 2010, View on 9 November 2010, < http://www.bbc.co.uk/news/education-11677862 >

61 comments:

  1. Nice work and thank you for sharing. But I do not agree with one of your statement. When you said students who get into matriculation face more difficulties as they need to complete syllabus in a year, this is not the case. Those who study in 6th form need to work harder because STPM is very difficult and it is really hard to get straight A´s. On the other hand, those who enter matriculation can get higher pointer easier than those sit for STPM. I know this from friends and relatives. Anyway, the information provided are useful.

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  2. thanks for the comment Jacq.. I think I agree with you.. My statement has no evidence anyway.. I never Study in 6th form before.. You gave a very usefull comment.. Thanks again

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  3. hye....im very interested to know the differences and similarities between this 2 countries ...before i read your blog ,i do my own reading and research..Ya, Malaysian and US education are look a like use same ways...

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  28. My name is.Mrs.Juliet Quin. I live in Canada and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $ 73,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $ 73,000.00 Canada Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs.Juliet Quin that refer you to him. Contact Dr Purva Pius via email: reply to email {urgentloan22@gmail.com}

    ReplyDelete
  29. We are an organization set up to help people in need of
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    ReplyDelete
  30. The writer of this blog is really very professional. Every single line of this article is well written. New use of vocabulary is a great effort. At the same time tense, indirect speech was also sued in good manner.เรียน ged ที่ไหนดี

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  31. Hello, Apply and get qualify for a loan on low interest rate 1% and easy process. Contact me for more info. Thank you.
    Please Only serious inquiries.
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    Mrs.Emilia Fedorcakova

    Ciao, fai domanda e ottieni un prestito con un tasso di interesse basso dell'1% e un processo semplice. Contattami per maggiori informazioni. Grazie.
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    Hola, solicite y califique para un préstamo con una tasa de interés baja del 1% y un proceso fácil. Póngase en contacto conmigo para más información. Gracias.
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    Dobrý deň, aplikujte a získajte nárok na úver s nízkou úrokovou sadzbou 1% a jednoduchým procesom. Kontaktujte ma pre viac informácií. Ďakujem.
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    Pani Emilia Fedorčáková

    ReplyDelete
  32. We offer loans to private and corporate individuals. we give out loan ranging from 100,000 to 100,000,000 USD, Euro, GBP for an interest rate of 3% per annum for a maximum period of 35 years, Have you been turned down by so many banks? Do you need finance to establish your business? Do you need finance for the expansion of you business? Or do you need a personal loan? My loan ranges from personal to business loan. My interest rate is very affordable and our loan process is very fast as well. I am very willing to make all your financial troubles a thing of the past.If you are really ready to get your financial problems solved.Then search no further and apply for a loan today. contact us at email: info.usforceaustin12@gmail.com or via whatsapp +1(484)-398-2307

    ReplyDelete
  33. We are an organization set up to help people in need of
    assistance, such as financial aid. So, if you are going through financial
    problem, if you have a financial mess and you need funds to
    starting your own business or you need a loan to pay off debt or pay
    bills, start a nice business or you find it difficult
    obtain capital loan from local banks, contact us today via e - mail
    rebeccawilliamsloanfirm@gmail.com

    "So, do not let this opportunity pass you by,
    You are advised to complete and return the details below ..

    Your Name: ______________________
    Your Address: ____________________
    Your Country: ____________________
    Your task: __________________
    The amount of loan needed: ______________
    Term of the loan: ____________________
    Monthly Income: __________________
    Mobile Number: ________________
    Did you apply for a loan before: ________________
    If you have filed a previous loan, where you are treated honestly? ...

    Act fast and get out of financial stress, mess, and challenges
    contact REBECCA WILLIAMS LOAN FIRM today via e - mail:
    rebeccawilliamsloanfirm@gmail.com

    ReplyDelete
  34. Are you looking for a loan to clear off your dept and start up your
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    ReplyDelete
  35. Hey I'm Martins Reed,I'm giving credit to easy access loan firm.They grant me the sum 35,000.00USD. withing 48hr's,qUICK Access Loan Firm is a company into pure loan and debt financing at ROI returns of only 1.2% to pay off your bills or buy a home Or Increase your Business. please I advise everyone out there who are in need of loan and can be reliable, trusted and capable of repaying back at the due time of funds and be free from scams on the internet, if you are ready to get a loan contact. (quickaccesloanfirm@gmail.com)

    ReplyDelete
  36. Welcome to DAILY LOAN FIRM. Debt help in USA and abroad We offer loan at low interest rate of 3% we offer personal loans, debt consolidation loans, venture Capital, business loans, education loans, home loans e.t.c for more info. Contact us today via our email (ecobankloanfinance@gmail.com) for more details.

    ReplyDelete
  37. My name is Alex Jack from United States. I want to thank Julie Jones who helped me to get a loan. For the past three months, I have been searching for a loan to settle my debts, everyone tried to dupe me of my money until I finally met Julie Jones. she was able to give me a loan of $2,000,000 euros. she can also help you. she has also helped some other colleagues of mine. If you need any financial help, kindly contact her company through email (juliejonesloancompany@yahoo.com) I believe she can help you. Contact her to get help just as she helped me. below are her words of encouragement to those seeking for a legit and honest private loan lender. contact her company through email (juliejonesloancompany@yahoo.com)

    ReplyDelete


  38. LOAN OFFER

    I am a Reputable, Legitimate and an accredited money Lender. I loan money out to individuals in need of financial assistance. Do you have a bad credit or you are in need of money to pay bills? i want to use this medium to inform you that I render reliable assistance as I’ll be glad to offer my Services which include the below details.
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    ReplyDelete
  39. Hello Dear Friends,

    Are you in need of a loan to start up a business and pay of your bills or to finance your project? have you been thinking of how you can expand your business and take it to a new level where you can boost your income? if yes then here is the right solution for you today, because we the management of Dino Marco Lenders Plc are willing to offer you the financial support that you deserve, contact us at: dinomarcolenders220@gmail.com for easy and reliable loan, we offer our loans at 2% interest rate to individuals and companies who are in need of financial support..... Your support is our concern.

    ReplyDelete
  40. My name is Rossana Bashford, I want to express my heartfelt gratitude to this loan company for helping me restore my credit score and my dying business by granting me a loan of $59,000 on the 22th of Januery 2018, after being turned down by my bank and other financial agencies I visited. I recommend everyone out there in need of financial assistance in other not to fall into the wrong hands while searching of a liable loan to contact this company via email (Peter.Donald@consultant.com) or Text us at +13525030754

    ReplyDelete
  41. We Give Out Loans at 2% Interest Rate And We Offer different types of loans Are You Looking To Buy A House or a car,do you want to pay off debts Or establish a business or Company Or Are you in need of private or business loans for various purposes?,if yes contact us through our email for more details and information about our loans.(james.funds31@gmail.com)

    ReplyDelete
  42. My names is Una. I live in USA Las Vegas and I am a happy woman today as I speak , I told my self that any loan company or lender that could change my broke life of mine and that of my family , I will refer any person that is looking for loan to Them. They gave me happiness to me and my family, I was in need of a loan of $70,000 USD on september 12 2017 and I got my loan They are indeed God fearing people, working with a reputable loan company. if you are in need of a loan and you are 100% sure to pay back the loan please contact them today and please tell them that Mrs Una referred you to them you can reach them via email;(ludmilaszymanowiczloancompaby@gmail.com) I wish you good luck thanks and may God almighty bless

    ReplyDelete
  43. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: (urgentloan22@gmail.com)

    ReplyDelete
  44. May I introduce you to Evergreen Loan & Investments Group. Evergreen Loan & Investments Group is a company into pure loan and debt financing of project(s) i.e. oil and gas, real estate, renewable energy, Health Care, transportation, construction, hotels and etc. We can finance up to the amount of 500,000.000 USD in any region of the world as long as our ROI can be guaranteed on the projects. If Interested in loaning from us Contact evergreencompany58@gmail.com today.
    Regards,
    Chloe Ray
    Evergreen Loan & Investments Group.

    ReplyDelete
  45. How i got my Desired Loan Amount from a Reliable Loan Company (petersonworldloans@outlook.com)

    Hello everyone, My name is Rosita Kugere, From Puerto rico, United States Of America, I want to quickly share my testimony on how i got my loan from James Peterson World Loans Company with email{( petersonworldloans@outlook.com )} after i applied Two times from various loan lenders who claimed to be lenders right here in this forum, i thought their lending was real and i applied but they never gave me the loan that i requested instead they took my hard earned money from me and put me in more pains and trouble until a friend of mine introduce me to James Peterson World Loans Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i got contact with James Peterson World Loans, who really helped me with the loan i requested and changed my life for the better. I know there are still many genuine lenders out there in the internet which are difficult and hard to fined. So i would advise you out there looking for reliable loan lender to contact James Peterson World Loans Company today, his caring and understanding. Don't know if you are in need of an urgent loan also or you want funding for your projects, So feel free to contact James Peterson World Loans Company today. his email address is ( petersonworldloans@outlook.com )
    Thanks and God bless you all.

    ReplyDelete
  46. Hello friends,
    Do you want a cash loan today, there's only a company I can recommend for you where i got my loan of $10,000 from,
    Flora Loans Cooperate, here is their email address: (floralenders001@gmail.com)

    ReplyDelete
  47. It may sound fake and unbelievable but this is my testimony i never believed in online
    loans until I almost lost my project and I was confused and I do not know
    what to do before i decided to give it a try i came across a loan lending
    company called TRADE FUNDING FIRM. At first, I never wanted to make any
    transaction with

    they. because I was afraid of not being a scam, but because of my project
    problem, i have no choice but to give it a try and it turned out to be very

    satisfactory, so I want to take this opportunity to tell the world that
    TRADE FUNDING FIRM is a real company that exist and my love once should
    in-case you need financial help save your self the problem falling into rung
    hands and contact them at: trade.funding_firm@usa.com and you will not
    regret, once again a big thank you to TRADE FUNDING FIRM God will continue
    to bless you as you continue to help people who need your help

    Contact: trade.funding_firm@usa.com

    ReplyDelete
  48. It may sound fake and unbelievable but this is my testimony i never believed in online
    loans until I almost lost my project and I was confused and I do not know
    what to do before i decided to give it a try i came across a loan lending
    company called TRADE FUNDING FIRM. At first, I never wanted to make any
    transaction with

    they. because I was afraid of not being a scam, but because of my project
    problem, i have no choice but to give it a try and it turned out to be very

    satisfactory, so I want to take this opportunity to tell the world that
    TRADE FUNDING FIRM is a real company that exist and my love once should
    in-case you need financial help save your self the problem falling into rung
    hands and contact them at: trade.funding_firm@usa.com and you will not
    regret, once again a big thank you to TRADE FUNDING FIRM God will continue
    to bless you as you continue to help people who need your help

    Contact: trade.funding_firm@usa.com

    ReplyDelete
  49. Hello All, I am jack berry by name, and am a very simple man. and I work in aseiamicrofanance bank, and in this bank, we give out loans with a very low interest rate of 3%. we give out all kinds of loan in which you need. we need only serious applicants, so don't come here and play with our business. Feel free to contact us today through our email address Below: Email: aseiamicrofanane@gmail.com Thanks All

    ReplyDelete

  50. Are you in need of a loan for your business,for personal use ? Our offer provides loans with a low interest rate of

    3%..Have you thought of obtaining a loan? Probably you have been turned down by your local bank? REPLY FOR MORE INFO

    VIA: michaelnordmannloanfirm@gmail.com

    ReplyDelete
  51. I am very excited today and do not know where to start my testimony from. I was a poor woman with 3 kids, i found it difficult to pay my bills and feed my kids. My husband left me and the kids for another woman and ever since then we were living in pain and hunger but just few days ago i came across a testimony of a man who got a blank ATM card from Clifford Jackson so i immediately contacted them for the same type of ATM card and i am very happy to announce to the world that i am living a fulfilled life. This Blank ATM card can withdraw up to 10,000 dollars and more daily without you having any account with any Bank. I have been able to buy a house and living big with this blank ATM card. Are you poor and need help then contact Clifford Jackson via email: ( cliffordhackerspays@gmail.com )

    ReplyDelete
  52. GENUINE LOAN WITH LOW INTEREST RATE APPLY
    Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.Email: (urgentloan22@gmail.com)

    BORROWERS DATA FORM
    1)YOUR NAME:_______________
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    6)MONTHLY INCOME:__________
    7)ADDRESS:_________________
    8)PURPOSE:_________________
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    12)HAVE YOU APPLIED FOR LOAN BEFORE?

    E-mail: (urgentloan22@gmail.com)

    ReplyDelete
  53. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: (urgentloan22@gmail.com)

    ReplyDelete
  54. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: (urgentloan22@gmail.com)

    ReplyDelete
  55. My names is Mrs Yvonne Bills. I live in Las Vegas and I am a happy woman today as I speak , I told my self that any loan company or lender that could change my broke life of mine and that of my family , I will refer any person that is looking for loan to Them. They gave me happiness to me and my family, I was in need of a loan of $89,000,00 USD on september 12 2017 and I got my loan They are indeed God fearing people, working with a reputable loan company. if you are in need of a loan and you are 100% sure to pay back the loan please contact them today and please tell them that Mrs Mrs Yvonne Bills referred you to them you can reach them via email;………( jasminnoorloancompany01@gmail.com )………I wish you good luck thanks and may God almighty bless you …

    ReplyDelete
  56. Private Lender Avit Investment Authority.
    Greetings to you by ADIA.
    We are a France-Paris based investment company known as Avit Development Investment Authority working on expanding its portfolio
    globally and financing projects.

    We would be happy to fund and invest with you in any profitable project if you have any viable project we can finance by making mutual
    investment with you. If you are interested, kindly contact us on:avitinvestmentauthority2@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Williams
    (Personal Assistant)
    Avit Development Investment Authority(ADIA)
    501 Avenue Montaigne,75008 Paris-France
    Paris-France.Avit Development Investment Authority (ADIA)

    ReplyDelete
  57. Hi friends am so happy today because i can now pay my bills and also do business and help my family too, i just got my loan and it was so quick and fast. you can get yours too if you need loan email him via: williamsloans6@yandex.com, whatsapp via: +1 (214) 305-8945

    ReplyDelete
  58. I feel so blessed and fulfilled. I've been reluctant in applying for a loan i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got a loan from Progresive Loan INC. & we both confirmed it and i also went ahead to apply, today am a proud owner of my company and making money for my family and a happy mom. Well i'm Annie Joe by name from Pauls Valley, Oklahoma. As a single mom with three kids it was hard to get a job that could take care of me and my kids and I had so much bills to pay and to make it worst I had bad credit so i couldn't obtain a loan from any bank. I had an ideal to start a business as an hair stylist but had no capital to start, Tried all type of banks but didn't work out until I was referred by my co-worker to a godsent lender advertising to give a loan at 2% interest rate. I sent them a mail using their official email address (progresiveloan@yahoo.com) and I got a reply immediately and my loan was approved, and I was directed to the Bank site where I withdrawed my loan directly to my account. To cut the story short am proud of my hair stylist company and promise to testify to the world how my life was transformed.. If you are in need of any kind of loan, i advise you contact Progresive Loan INC and be financially lifted Email:clintonnancy43@gmail.com

    ReplyDelete

  59. Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
    We are a France-Paris based investment company known as Bentex Funding Group Ltd working on expanding its portfolio globally and financing projects.

    We would be happy to fund and invest with you in any profitable project if you have any viable project we can finance by making mutual investment with you. If you are interested, kindly contact us on:avitinvestmentauthority2@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    501 Avenue Montaigne,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete